{"id":4685,"date":"2025-03-12T09:02:22","date_gmt":"2025-03-12T07:02:22","guid":{"rendered":"https:\/\/grievelombard.com\/uk\/?p=4685"},"modified":"2026-02-04T10:38:37","modified_gmt":"2026-02-04T08:38:37","slug":"client-success-story","status":"publish","type":"post","link":"https:\/\/grievelombard.com\/uk\/client-success-story\/","title":{"rendered":"Owner-Manager Tax Planning"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4685\" class=\"elementor elementor-4685\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78a9c94e e-flex e-con-boxed e-con e-parent\" data-id=\"78a9c94e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-de276cc e-con-full e-flex e-con e-child\" data-id=\"de276cc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-fdcfa3f e-con-full e-flex e-con e-child\" data-id=\"fdcfa3f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-867e942 elementor-widget elementor-widget-heading\" data-id=\"867e942\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Client Profile<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68046a0 elementor-widget elementor-widget-heading\" data-id=\"68046a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Owner-Manager (OM): <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-379906b elementor-widget elementor-widget-text-editor\" data-id=\"379906b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tStartup phase, married with 2 kids under 5 years old.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b4873b elementor-widget elementor-widget-heading\" data-id=\"7b4873b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Business: <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab154b8 elementor-widget elementor-widget-text-editor\" data-id=\"ab154b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tech startup specialising in innovative software solutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6244c76 elementor-widget elementor-widget-heading\" data-id=\"6244c76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Financial Situation: <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a802282 elementor-widget elementor-widget-text-editor\" data-id=\"a802282\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tHigh debt from funding the startup, sole income provider, facing increased cost of living, and high cashflow stress.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d59b1ba e-con-full e-flex e-con e-child\" data-id=\"d59b1ba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c46db57 elementor-widget elementor-widget-image\" data-id=\"c46db57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"536\" height=\"452\" src=\"https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/Owner-Manager-Tax-Planning-thumbnail.png\" class=\"attachment-full size-full wp-image-5516\" alt=\"\" srcset=\"https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/Owner-Manager-Tax-Planning-thumbnail.png 536w, https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/Owner-Manager-Tax-Planning-thumbnail-300x253.png 300w\" sizes=\"(max-width: 536px) 100vw, 536px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48619e9 elementor-widget elementor-widget-heading\" data-id=\"48619e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Challenges<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-caaeb5c e-con-full e-flex e-con e-child\" data-id=\"caaeb5c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-523eaa8c elementor-widget elementor-widget-text-editor\" data-id=\"523eaa8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h5><span style=\"color: #fa0a54;\">Objective:<\/span><\/h5>\n<p class=\"wp-block-paragraph\">Maximise take-home earnings without complicating the tax plan.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad7a33c elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"ad7a33c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-694b41f elementor-widget elementor-widget-text-editor\" data-id=\"694b41f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h5><span style=\"color: #fa0a54;\">Concerns:<\/span><\/h5>\n<p class=\"wp-block-paragraph\"><span style=\"font-weight: 400;\">Impact on pension savings and maintaining the same net cost to the company.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c6d5c23 elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"c6d5c23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c0c484 elementor-widget elementor-widget-text-editor\" data-id=\"0c0c484\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<h5><span style=\"color: #fa0a54;\">Pain Points:<\/span><\/h5>\n<p class=\"wp-block-paragraph\">Traditional tax planning is expensive and time-consuming, requiring multiple offline calculations and meetings.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c3194f elementor-widget elementor-widget-heading\" data-id=\"7c3194f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solutions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4fe618a e-con-full e-flex e-con e-child\" data-id=\"4fe618a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-646987a elementor-widget elementor-widget-text-editor\" data-id=\"646987a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<ul>\n<li>\n<h5><span style=\"color: #fa0a54;\">Tailored Tax Plan:<\/span><\/h5>\nBalanced salary and dividends while preserving the net cost to the company the same and pension contributions equivalent to or greater than a salary-only employee.\n<ul>\n<li><span style=\"color: #fa0a54;\"><strong>Annual Net Income Increase<\/strong><\/span>: 6% (\u00a34250), from \u00a373,997 to \u00a378,247.<\/li>\n<li><span style=\"color: #fa0a54;\"><strong>Annual Pension Savings Increase<\/strong><\/span>: 52%, from \u00a33082 to \u00a34675.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62d2ce9 elementor-widget elementor-widget-text-editor\" data-id=\"62d2ce9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<ul>\n<li>\n<h5><span style=\"color: #fa0a54;\">Enhanced Plan:<\/span><\/h5>\nApplied OM + Spouse Booster.\n<ul>\n<li><span style=\"color: #fa0a54;\"><strong>Annual Net Income Increase<\/strong><\/span>: 27% \u00a319,692, from \u00a373,997 to \u00a393,689.<\/li>\n<li><span style=\"color: #fa0a54;\"><strong>Lump Sum<\/strong><\/span>: \u00a341,921 refund from HMRC for overpaid PAYE and NI taxes<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-143ad8f elementor-widget elementor-widget-text-editor\" data-id=\"143ad8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<ul>\n<li>\n<h5><span style=\"color: #fa0a54;\">Unique Tax Tool:<\/span><\/h5>\n<span style=\"text-decoration: underline;\"><a href=\"https:\/\/grievelombard.com\/uk\/services\/tax\/owner-manager-tax-planning\/\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #fa0a54; text-decoration: underline;\">Our OM Tax Tool<\/span><\/a><\/span> eliminates the need for multiple offline calculations and meetings by providing real-time, complex calculations using inputs from Gross Income, Net Income, or Net Cost To Company.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a1dc46 elementor-widget elementor-widget-heading\" data-id=\"7a1dc46\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Implementation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9316803 e-con-full e-flex e-con e-child\" data-id=\"9316803\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-294f106 e-con-full e-flex e-con e-child\" data-id=\"294f106\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-b148641 e-con-full e-flex e-con e-child\" data-id=\"b148641\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2944af6 e-con-full e-flex e-con e-child\" data-id=\"2944af6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef7332e elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"ef7332e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"100\" height=\"100\" viewBox=\"0 0 100 100\"><defs><clipPath id=\"clip-path\"><rect id=\"Rectangle_1\" data-name=\"Rectangle 1\" width=\"99\" height=\"99\" fill=\"none\"><\/rect><\/clipPath><clipPath id=\"clip-nr1\"><rect width=\"100\" height=\"100\"><\/rect><\/clipPath><\/defs><g id=\"nr1\" clip-path=\"url(#clip-nr1)\"><rect width=\"100\" height=\"100\" fill=\"#fff\"><\/rect><g id=\"Group_2\" data-name=\"Group 2\" transform=\"translate(1 1)\"><g id=\"Group_1\" data-name=\"Group 1\" clip-path=\"url(#clip-path)\"><path id=\"Path_1\" data-name=\"Path 1\" d=\"M99,49.5A49.5,49.5,0,1,0,49.5,99,49.5,49.5,0,0,0,99,49.5\" fill=\"#fff\"><\/path><path id=\"Path_2\" data-name=\"Path 2\" d=\"M49.5,1A48.5,48.5,0,1,1,1,49.5,48.555,48.555,0,0,1,49.5,1m0-1A49.5,49.5,0,1,0,99,49.5,49.5,49.5,0,0,0,49.5,0\" fill=\"#292b36\"><\/path><path id=\"Path_3\" data-name=\"Path 3\" d=\"M47.128,64.36a1.866,1.866,0,0,1-.57-1.368V39.812L43.784,40.99a3.21,3.21,0,0,1-1.216.266,1.913,1.913,0,0,1-1.387-.532,1.82,1.82,0,0,1-.551-1.368,2.032,2.032,0,0,1,.3-1.121,1.782,1.782,0,0,1,.95-.7L47.812,35.4a2.456,2.456,0,0,1,.723-.152A1.821,1.821,0,0,1,49.9,35.8a1.973,1.973,0,0,1,.531,1.425V62.992a1.868,1.868,0,0,1-.568,1.368,1.914,1.914,0,0,1-1.406.57,1.823,1.823,0,0,1-1.331-.57\" fill=\"#fa0a54\"><\/path><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tReal-time Tax Plan: \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tFinalised using our OM Tax Tool in one consultation.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61d2514 e-con-full e-flex e-con e-child\" data-id=\"61d2514\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee02cec elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"ee02cec\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"100\" height=\"100\" viewBox=\"0 0 100 100\"><defs><clipPath id=\"clip-path\"><rect id=\"Rectangle_2\" data-name=\"Rectangle 2\" width=\"99\" height=\"99\" fill=\"none\"><\/rect><\/clipPath><clipPath id=\"clip-nr2\"><rect width=\"100\" height=\"100\"><\/rect><\/clipPath><\/defs><g id=\"nr2\" clip-path=\"url(#clip-nr2)\"><rect width=\"100\" height=\"100\" fill=\"#fff\"><\/rect><g id=\"Group_4\" data-name=\"Group 4\" transform=\"translate(1 1)\"><g id=\"Group_3\" data-name=\"Group 3\" clip-path=\"url(#clip-path)\"><path id=\"Path_4\" data-name=\"Path 4\" d=\"M99,49.5A49.5,49.5,0,1,0,49.5,99,49.5,49.5,0,0,0,99,49.5\" fill=\"#fff\"><\/path><path id=\"Path_5\" data-name=\"Path 5\" d=\"M49.5,1A48.5,48.5,0,1,1,1,49.5,48.555,48.555,0,0,1,49.5,1m0-1A49.5,49.5,0,1,0,99,49.5,49.5,49.5,0,0,0,49.5,0\" fill=\"#292b36\"><\/path><path id=\"Path_6\" data-name=\"Path 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\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tSpecific class of shares and criteria for the spouse to mitigate disguised remuneration by HMRC and plan for business exit.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04f4931 e-con-full e-flex e-con e-child\" data-id=\"04f4931\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-981970e elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"981970e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:200}\" 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fill=\"#fa0a54\"><\/path><\/g><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPayroll Roll-back: \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tImplemented the tax plan from the beginning of the tax year.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ea77938 e-con-full elementor-hidden-mobile elementor-hidden-tablet e-flex e-con e-child\" data-id=\"ea77938\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-f8a0fd2 e-con-full e-flex e-con e-child\" 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class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tAdd Spouse to Payroll.\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75399ce e-con-full e-flex e-con e-child\" data-id=\"75399ce\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33b1322 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"33b1322\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div 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fill=\"#fa0a54\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSet-up Pension Contribution: \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tEmployer-only for consistent monthly savings.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c6b7d9 e-con-full e-flex e-con e-child\" data-id=\"8c6b7d9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5724f9d elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"5724f9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" width=\"500\" height=\"500\" viewBox=\"0 0 500 500\"><defs><clipPath id=\"clip-nr.6\"><rect width=\"500\" height=\"500\"><\/rect><\/clipPath><\/defs><g id=\"nr.6\" clip-path=\"url(#clip-nr.6)\"><rect width=\"500\" height=\"500\" fill=\"#fff\"><\/rect><g id=\"Group_603\" data-name=\"Group 603\"><path id=\"Path_3115\" data-name=\"Path 3115\" d=\"M496,248.5C496,111.81,385.19,1,248.5,1S1,111.81,1,248.5,111.81,496,248.5,496,496,385.19,496,248.5\" 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fill=\"#fa0a54\"><\/path><\/g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tControl and Monitor: \t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tIntegrated tax plan within the accounting and bookkeeping system.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0e6d2f e-con-full elementor-hidden-mobile elementor-hidden-tablet e-flex e-con e-child\" data-id=\"a0e6d2f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;position&quot;:&quot;absolute&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-09eaa3f e-con-full e-flex e-con e-child\" data-id=\"09eaa3f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b55e1a3 elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"b55e1a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de0265e elementor-widget elementor-widget-heading\" data-id=\"de0265e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Results<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8310a29 e-con-full e-flex e-con e-child\" data-id=\"8310a29\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-285d99e e-con-full e-flex e-con e-child\" data-id=\"285d99e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b2194e elementor-widget elementor-widget-heading\" data-id=\"7b2194e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Cost-Effective: <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6cc0de elementor-widget elementor-widget-text-editor\" data-id=\"b6cc0de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>More cost-effective implementation using our<span style=\"color: #fa0a54;\"> <span style=\"text-decoration: underline;\"><a style=\"color: #fa0a54; text-decoration: underline;\" href=\"https:\/\/grievelombard.com\/uk\/services\/tax\/owner-manager-tax-planning\/\" target=\"_blank\" rel=\"noopener\">OM Tax Tool<\/a><\/span>.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3e4476d e-con-full e-flex e-con e-child\" data-id=\"3e4476d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb0df2d elementor-widget elementor-widget-heading\" data-id=\"bb0df2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Streamlined Processes: <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cdce26 elementor-widget elementor-widget-text-editor\" data-id=\"5cdce26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Improved payroll, bookkeeping, and accounting controls.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-142d516 e-con-full e-flex e-con e-child\" data-id=\"142d516\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-3797c7b e-con-full e-flex e-con e-child\" data-id=\"3797c7b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d083ffe elementor-widget elementor-widget-heading\" data-id=\"d083ffe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Increased Net Income: <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f19797 elementor-widget elementor-widget-text-editor\" data-id=\"5f19797\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dramatic increase in net income and pension savings while maintaining the same net cost to the company.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ff1372 e-con-full e-flex e-con e-child\" data-id=\"1ff1372\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d5184f elementor-widget elementor-widget-heading\" data-id=\"3d5184f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tax Efficiency:  <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1522f8 elementor-widget elementor-widget-text-editor\" data-id=\"e1522f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Improved by 101% (\u00a321,284, from \u00a321,122 to a negative \u00a3162) &#8211; Total taxes employee, employer less corporation tax.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9871d09 elementor-widget elementor-widget-heading\" data-id=\"9871d09\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Client Testimonial<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c29c6b2 e-con-full e-flex e-con e-child\" data-id=\"c29c6b2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e3cc98 elementor-widget elementor-widget-text-editor\" data-id=\"6e3cc98\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The tailored tax plan provided by Grieve &amp; Lombard has significantly improved our financial situation. We are now able to manage our debts better and focus on growing our business with less stress.&#8221;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8eee5ab elementor-widget elementor-widget-text-editor\" data-id=\"8eee5ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8220;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2b19b5 elementor-widget elementor-widget-heading\" data-id=\"a2b19b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Future Outlook<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b454030 elementor-widget elementor-widget-text-editor\" data-id=\"b454030\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With the financial stability achieved through our tailored tax plan, the client plans to reinvest in their business, explore new market opportunities, and continue building a robust financial foundation for their family.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea512e9 elementor-widget elementor-widget-heading\" data-id=\"ea512e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Metrics Summary<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec70540 e-con-full e-flex e-con e-child\" data-id=\"ec70540\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-6089e3a e-con-full e-flex e-con e-child\" data-id=\"6089e3a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e6980e9 elementor-hidden-mobile elementor-widget elementor-widget-progress\" data-id=\"e6980e9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"progress.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-title\" id=\"elementor-progress-bar-e6980e9\">\n\t\t\t\tAnnual Net Income Increase:\t\t\t<\/span>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-e6980e9\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"27\" aria-valuetext=\"27% (\u00a319,692)\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"27\">\n\t\t\t\t<span class=\"elementor-progress-text\">\u00a319,692<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">27%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f615ce elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-progress\" data-id=\"7f615ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"progress.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-title\" id=\"elementor-progress-bar-7f615ce\">\n\t\t\t\tAnnual Net Income Increase: \u00a319,692\t\t\t<\/span>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-7f615ce\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"27\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"27\">\n\t\t\t\t<span class=\"elementor-progress-text\"><\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">27%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abb63ef elementor-widget elementor-widget-progress\" data-id=\"abb63ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"progress.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<span class=\"elementor-title\" id=\"elementor-progress-bar-abb63ef\">\n\t\t\t\tAnnual Pension Savings Increase: \t\t\t<\/span>\n\t\t\n\t\t<div aria-labelledby=\"elementor-progress-bar-abb63ef\" class=\"elementor-progress-wrapper\" role=\"progressbar\" aria-valuemin=\"0\" aria-valuemax=\"100\" aria-valuenow=\"52\">\n\t\t\t<div class=\"elementor-progress-bar\" data-max=\"52\">\n\t\t\t\t<span class=\"elementor-progress-text\"><\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-progress-percentage\">52%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e63a0b0 e-con-full e-flex e-con e-child\" data-id=\"e63a0b0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-0bed7c7 e-con-full e-flex e-con e-child\" data-id=\"0bed7c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26b179d elementor-widget elementor-widget-heading\" data-id=\"26b179d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lump Sum Refund: <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dc39e4 elementor-widget elementor-widget-heading\" data-id=\"1dc39e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00a341,921<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-085e16a e-con-full e-flex e-con e-child\" data-id=\"085e16a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-93a8f1c e-con-full e-flex e-con e-child\" data-id=\"93a8f1c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fa4865 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6fa4865\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Tax Efficiency Ratios Net Income:  <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c32092 elementor-widget elementor-widget-text-editor\" data-id=\"1c32092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>from \u00a31.29 to \u00a31.00 (for every \u00a31 of net income the net taxes \u00a30.00 on the OM + Spouse Booster)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51e49db e-con-full e-flex e-con e-child\" data-id=\"51e49db\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b5251d elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"9b5251d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/visual-metrics-success-story-12march2025-colour.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"visual-metrics-success-story-12march2025-colour\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NDcwMywidXJsIjoiaHR0cHM6XC9cL2dyaWV2ZWxvbWJhcmQuY29tXC91a1wvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyNVwvMDNcL3Zpc3VhbC1tZXRyaWNzLXN1Y2Nlc3Mtc3RvcnktMTJtYXJjaDIwMjUtY29sb3VyLnBuZyJ9\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1200\" height=\"300\" src=\"https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/visual-metrics-success-story-12march2025-colour.png\" class=\"attachment-full size-full wp-image-4703\" alt=\"\" srcset=\"https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/visual-metrics-success-story-12march2025-colour.png 1200w, https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/visual-metrics-success-story-12march2025-colour-300x75.png 300w, https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/visual-metrics-success-story-12march2025-colour-1024x256.png 1024w, https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/visual-metrics-success-story-12march2025-colour-768x192.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b8a36c elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"1b8a36c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/metrics-table-mobile.png\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"metrics-table-mobile\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NDczOSwidXJsIjoiaHR0cHM6XC9cL2dyaWV2ZWxvbWJhcmQuY29tXC91a1wvd3AtY29udGVudFwvdXBsb2Fkc1wvMjAyNVwvMDNcL21ldHJpY3MtdGFibGUtbW9iaWxlLnBuZyJ9\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"700\" height=\"379\" src=\"https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/metrics-table-mobile.png\" class=\"attachment-full size-full wp-image-4739\" alt=\"\" srcset=\"https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/metrics-table-mobile.png 700w, https:\/\/grievelombard.com\/uk\/wp-content\/uploads\/2025\/03\/metrics-table-mobile-300x162.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f1d84a e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"6f1d84a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-de77705 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"de77705\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b9cdc5 elementor-widget elementor-widget-heading\" data-id=\"2b9cdc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Problem-Solution-Result Summary<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2677b76 e-con-full e-flex e-con e-child\" data-id=\"2677b76\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-130a0d9 e-con-full e-flex e-con e-child\" data-id=\"130a0d9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0cac294 elementor-widget elementor-widget-heading\" data-id=\"0cac294\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Problem: <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b01168 elementor-widget elementor-widget-text-editor\" data-id=\"5b01168\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>High debt, increased cost of living, and cashflow stress.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9401538 e-con-full e-flex e-con e-child\" data-id=\"9401538\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0ef981 elementor-widget elementor-widget-heading\" data-id=\"c0ef981\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Solution: <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5994181 elementor-widget elementor-widget-text-editor\" data-id=\"5994181\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Tailored tax plan balancing salary and dividends, including spouse in the plan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6d0acc4 e-con-full e-flex e-con e-child\" data-id=\"6d0acc4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bba684a elementor-widget elementor-widget-heading\" data-id=\"bba684a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Result: <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6890617 elementor-widget elementor-widget-text-editor\" data-id=\"6890617\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Increased personal net income, improved pension savings, and a lump sum refund.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b6b605b e-con-full e-flex e-con e-parent\" data-id=\"b6b605b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-e43cc74 e-con-full e-flex e-con e-child\" data-id=\"e43cc74\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t<div class=\"elementor-element elementor-element-f964455 e-con-full e-flex e-con e-child\" data-id=\"f964455\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e813e6 elementor-widget elementor-widget-heading\" data-id=\"2e813e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjM2MTkiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\">LET\u2019S MAKE YOUR SUCCESS STORY NEXT!<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6723596 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6723596\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4589a01 elementor-widget elementor-widget-text-editor\" data-id=\"4589a01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"TypographyPresentation TypographyPresentation--medium RichText3-paragraph--withVSpacingNormal RichText3-paragraph HighlightSol HighlightSol--buildingBlock\">See how we\u2019ve helped businesses like yours. Let\u2019s discuss how we can do the same for you\u2014no obligation, just solutions.<\/div>\n<p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb48b93 elementor-align-center tax-page-booking-button elementor-invisible elementor-widget elementor-widget-button\" data-id=\"bb48b93\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:0,&quot;_animation_mobile&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#elementor-action%3Aaction%3Dpopup%3Aopen%26settings%3DeyJpZCI6IjM2MTkiLCJ0b2dnbGUiOmZhbHNlfQ%3D%3D\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">BOOK A FREE DISCOVERY CALL<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Discover how Grieve &#038; Lombard helped a tech startup owner increase personal net income by 27% (\u00a319,692), boost pension savings by 52%, and secure a \u00a341,921 tax refund with a tailored tax plan\u2014streamlining payroll and improving tax efficiency.<\/p>\n","protected":false},"author":1,"featured_media":5512,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[9],"tags":[23],"class_list":["post-4685","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies","tag-flagship-service"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - 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